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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Santa Clarita
Below are two-year Certificates of Deposit (CD) rates from banks in Santa Clarita, California. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Santa Clarita, CA - August 2, 2025
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
4.44% |
$10,000 |
22.45 |
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Rate History: 4.91% → 4.75% → 4.65% → 4.49% → 4.44% |
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samcasino | Mar 5, 2021 The best rate on any CD or savings account is .40% Read More |
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4.15% |
$10,000 |
- |
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.00% |
$2,500 |
- |
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Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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4.00% |
$1,000 |
23.50 |
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Rate History: 2.27% → 3.44% → 4.00% |
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4.00% |
$25,000 |
- |
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Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00% |
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79Thru | Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More |
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3.50% |
$1,000 |
22.62 |
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Rate History: 4.00% → 4.10% → 3.50% → 3.25% → 3.50% |
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john | Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More |
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3.50% |
$5,000 |
- |
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james | Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More |
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3.50% |
$500 |
- |
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Rate History: 3.50% → 3.50% → 3.75% → 3.50% |
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Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
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3.45% 0.30% |
$250,000 $1,000 |
16.66 |
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Rate History: 3.95% → 3.70% → 3.90% → 3.60% → 3.45% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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2.75% |
$0 |
- |
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Early Withdrawal Penalty is 180 days interest. |
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Jenny Kingston | Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More |
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|
2.53% |
$1,000 |
23.23 |
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Rate History: 3.05% → 2.53% |
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2.02% |
$10,000 |
19.08 |
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Rate History: 2.53% → 2.02% |
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2.00% |
$10,000 |
23.81 |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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0.65% |
$10,000 |
22.76 |
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0.65% |
$100,000 |
16.60 |
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0.50% |
$10,000 |
16.60 |
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0.48% |
$100,000 |
19.48 |
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0.45% |
$100,000 |
22.58 |
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0.40% |
$1,000 |
- |
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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0.40% |
$50,000 |
18.44 |
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0.40% |
$10,000 |
24.58 |
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Small Company | Apr 9, 2020 I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More |
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0.40% |
$10,000 |
22.58 |
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0.40% |
$100,000 |
22.80 |
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0.35% |
$10,000 |
19.48 |
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0.35% |
$10,000 |
22.80 |
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0.25% |
$10,000 |
- |
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.22% |
$100,000 |
8.01 |
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0.20% |
$1,000 |
- |
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wertlkgt | Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More |
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0.20% |
$1,000 |
22.79 |
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0.19% |
$10,000 |
8.01 |
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0.15% |
$10,000 |
22.62 |
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.15% 0.10% |
$1 $0 |
22.58 |
Learn More
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Austin | Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More |
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0.10% |
$1 |
23.07 |
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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0.05% |
$500 |
22.64 |
Learn More
|
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Community Commerce Bank Tarzana Branch |
19538 Ventura Boulevard | Tarzana | CA |
|
State Bank of India (California) State Bank Of India Branch |
21724 Ventura Blvd | Woodland Hills | CA |
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HSBC Bank USA, National Association Encino Branch |
16311 Ventura Boulevard | Encino | CA |
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Bank of Hope Northridge Branch |
10147 Reseda Boulevard | Northridge | CA |
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Zions Bank Woodland Hills Branch |
21800 Burbank Boulevard, Suite 160 | Woodland Hills | CA |
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City National Bank Chatsworth Banking Office Branch |
9400 Topanga Canyon Blvd | Chatsworth | CA |
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JPMorgan Chase Bank, National Association Simi Valley Branch |
660 East Los Angeles Avenue, Suite B12 | Simi Valley | CA |
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SMBC MANUBANK Warner Center Branch |
21550 Oxnard Street, Suite 250 | Los Angeles | CA |
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Hanmi Bank Northridge Branch |
10180 Reseda Blvd. | Northridge | CA |
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Hanmi Bank Northridge Branch |
10180 Reseda Blvd. | Northridge | CA |
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Mission Bank Lancaster Branch |
43830 20th Street West | Lancaster | CA |
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Citizens Business Bank Encino Branch |
16830 Ventura Blvd Suite 310 | Encino | CA |
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Cathay Bank Northridge Branch |
9045 Corbin Avenue #100 | Northridge | CA |
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United Business Bank Tri-Cities Branch |
330 North Brand Blvd., Ste. 120 | Glendale | CA |
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Citizens Business Bank Encino Branch |
16830 Ventura Blvd Suite 310 | Encino | CA |
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Commercial Bank of California Sherman Oaks Branch |
14724 Ventura Boulevard, Suite 100 | Sherman Oaks | CA |
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Mission Bank Lancaster Branch |
43830 20th Street West | Lancaster | CA |
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Commercial Bank of California Sherman Oaks Branch |
14724 Ventura Boulevard, Suite 100 | Sherman Oaks | CA |
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Bank of Hope Northridge Branch |
10147 Reseda Boulevard | Northridge | CA |
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Bank of the Sierra Valencia Branch |
26328 Citrus Avenue | Valencia | CA |
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First Bank Woodland Hills Branch |
21757 Erwin Street | Woodland Hills | CA |
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Bank of the Sierra Valencia Branch |
26328 Citrus Avenue | Valencia | CA |
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East West Bank San Fernando Valley Cbc0 Branch |
15821 Ventura Boulevard | Encino | CA |
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Umpqua Bank Encino Branch |
16501 Ventura Blvd., Suite 101 | Encino | CA |
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Comerica Bank Woodland Hills Branch |
5700 Canoga Ave Bldg G Ste 100 | Woodland Hills | CA |
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Umpqua Bank Encino Branch |
16501 Ventura Blvd., Suite 101 | Encino | CA |
|
First-Citizens Bank & Trust Company Encino Branch |
16055 Ventura Boulevard, Ste 110 | Encino | CA |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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